We have been wanting to buy a house for a long time now. About 5 or 6 years ago we did a house search but the houses in our price range were just not the right size for us.
Fast forward to this year, and we are really starting to outgrow our townhouse rental. Having a baby has really filled the place up and we have run out of room.
Due to the pandemic, housing prices have fallen and we have been using that to our advantage. We have been casually been looking at houses online for a while. Last year my boyfriend had applied for a mortgage pre-approval but hadn’t been working for his company that long, and I was on maternity leave. So he didn’t qualify for the amount we wanted.
At the beginning of June this year we applied together and were approved for our amount. He qualified on him income alone which is great since I am soon to be layed off.
About two weeks after getting the pre-approval I messaged a realtor I have been following on Instagram for a few years now to see if she would help us find a house.
We kept seeing houses pop up that we were interested in but we would overthink things and by the time we asked to go see the place it would already be pending sale. I think this happened at least 4 times.
At the beginning of July we finally found one that looked nice online and asked if we could see it right away. But once we got there, it turned out to be a lot smaller than we thought. My boyfriend wanted to put an offer on it, but I think he was just anxious to get the house shopping over with. We were starting to worry that all the houses in our price range were going to be smaller than we wanted.
A couple days later I made a list of some I had my eye on for the last month that hadn’t sold yet and told my boyfriend we should go see them, if nothing else than to have something to compare the first one with.
We set up an appointment to see three houses but on the morning we were supposed to go, our realtor had a family emergency and was unable to join us. Thankfully she sent her colleague to come with us and we really liked her. She would tell us all the good and bad parts about the houses. She would tell us why she would or would not buy the house we were looking at.
We really liked the first house we went to. So much so that we were considering putting in an offer. But I still thought the bedrooms were a little small and there was a large amount of rainwater sitting in the back yard which I knew would be a problem trying to fix.
The other two houses we went to that day were not great. Again, they did not live up to the expectations that were set from their online profiles.
We went home and thought a lot about that first house. But that night another house just dropped their price bringing it into our price range. I told my boyfriend that we should try and go see that one as soon as possible and set up another viewing for the next day after work.
Well, I guess that’s one good thing to come out of this. House shopping can be a pain from what I’ve heard from when my sister has looked. Plus its a big commitment and what not. Hope you guys find the perfect one for you!
Congrats on getting approved! I hope you guys find the perfect house! I have been thinking about this myself lately about how the prices have dropped locally as well in the market due to COVID-19. However, with my parents both waiting for surgery and me going back to school full-time it looks like our plans have changed. I hope in a way that when we go to look that the market is still affordable!